Posts Tagged ‘title loans’

Single mom opens thrift store with a title loan

Monday, May 4th, 2009

I just opened my very first business. I have opened a thrift store. It’s an eco-friendly thrift store where we actually take the clothing that we would usually send to the next good will and up-cycle it into amazing clothing.

I have had no means to start a business. I had nothing for electric, water, or even my business license. So I went and got a title loan so I could the $300 I need to start the business in order to start selling.

This was such a great thing for me. I went to my local lender and took out a $300 title loan. I showed them the clear car title, proof of employment, and of course they appraised the car and Oila I had the money I needed to start my business.

I paid the loan back in the first week and hopefully single mom will have money problems no more.

Title loans for Easter money for the Easter Bunny

Thursday, April 16th, 2009

The Easter Bunny came to our house by the skin of his teeth. Luckily mommy went and cashed in for a few dollars to make sure dinner and the basket were on the table.

Title loans have been my way of managing for a time now. I have been going to my local Georgia lender (Because I am in Florida and they do not offer them.) Anyways I just get $500 and they give it to me and I do what I need to do and when I get paid on the first I return the money.

So far it has been great!

This is my favorite Easter Bunny Picture–

Single Mom 15 minute freedom

Sunday, March 8th, 2009

My daughter and I were going to the beach and all of a sudden the car started to shake. Thank goodness I had been through this before as I recognized it as a flat tire. I immediatly pulled over.

Unlucky for me my resources are tapped out. I have no one left to borrow from and no money left on my credit cards. But, I do have AAA which everyone should have…what a savior. Also, unlucky for me is I has 2 flat tires.

So I had them tow my car to my local title loan lender and they actually gave me a loan there in less that 30 minutes for the amount I needed to tow the car and get 4 new tires.

Thanks goodness there was an option out there!

What city are you in?

Monday, February 23rd, 2009

Title loans can be useful in a time of need. There is no need to be ashamed or listen to the slander against title loan companies if you are a responsible borrower. If you have a plan to pay back the loan, and you have a job there is no reason that you are not a candidate for a title loan.

Title loans are loans where the title of the car is used for collateral for a loan. These loans have very quick turn around time, and the lender does not care if you have bad credit. You just need a valid drivers liscence, a clear title, an estimate of the car (provided by the lender), and proof of employment and you can get up to half of the Kelly Blue Book value of the car.

It doesn’t matter what city you are in. There are Title loan lenders in every city waiting for you to fill out an application online and come downto the office in your area. This title loan website, Cash 4 You is great because it actually is a directory for the U.S. cities. You can go there and then click on the link for the city you are in and it will direct you to the website for your area.

Check it out you can get a title loan from $300 to $10,000 in 15 minutes. Goood Luck whatever city you are in.

Video Spokeswoman scares me

Saturday, January 10th, 2009

Did you ever think there would be a time in our lifetime that we could just hit a button and our wildest dreams would come true? Okay so maybe we don’t have that button but to think we could hit a button and warm up our food, or even log online and have food delivered is a concept that twenty years ago would sound “jetson” like.

Well, it gets weirder! I mean we have cars that park for us, and a machine in the car that literally tells us where to go. I mean you can pretty much redesign your face if you want to. Where am I getting at this? Well now they have actors who are hired by the press of a button to host a website.

You can order an actor as a virtual host, there are many to choose from who are real people these arent virtually animated, these are real actors somewhere out in California or somewhere looking for work and have put their virtual resume online. You click on them and they give you a history of where they come from and why they would be the best host for your website. Dang another million dollar idea I didn’t think of.

Anyways, so you look through hundreds of options and finally you decide on one-click pay and this is now the virtual host that will explain your business. So as the consumer, lets say I wanted to know about title loans so I find the cite on google we’ll call it 15minutetitleloan.com and once we arrive we are greeted by the beautiful, yet sophisticated Debrah who proceeds to explain what a title loan is and why its a good idea to get one–We don’t even have to read anymore.

This is scary, what’s next a machine to type for us, oh wait they already have that. How about a robot that vaccumes, oops that’s been done to. I think video spokeperson is the start of something huge. Just think of all the other things we can order people for. Unbeliveable…check them out if you don’t believe me  http://www.ispeakvideo.com/actors.php

The wait for Money

Thursday, December 18th, 2008

Right now it’s hard to get a loan, but if you are in the loan process than you are probably doing a lot of waiting. Especially if you were in the loan process when the collapse of the economy happened. People all over are waiting for money, and if an emergency arises while you already waiting what on earth can you do?

Title loans
are a great way to get fast cash quickly for emergencies. These loans are meant to be short term loans where your car is used as collateral for the loan. So while the loan is active, even though you are still driving the car, it belongs to the lender until the term of the loans are met. It sounds a little risky but as long as you have every intention in using this as a short term loan, these loans can be very helpful and hassle free.

To get a title loan you only need a few things and turn around time is less than 24 hours. You need a clear car title, valid drivers llicence, proof of income, and an application with references. That’s right…no credit check! The better news is that you can get it started online and have the money in your hand by dinner.

If you need it it’s an option, if you don’t just keep waiting something is bound to give =)

Who isn’t maxed out?

Tuesday, December 16th, 2008

Making calls everyday to borrow money. Maxed out all your credit cards and can’t get another one, and although your paying them back there is just not enough money coming in. The bank won’t lend you money or anyone for that matter. Your credit is now bad so no one will take a chance on you. There are options out there.

Title loans can help. They can be risky if you don’t have a job, but if you do these could actually make your Christmas brighter. Title loans are lent on the agreement of temporary possession of your car while the loan is being repaid. These lenders are aware of the economy and all the people in need right now and they are actually able to help. They can give cash with now credit check, even if you are high risk. You just need a clear title of your car, proof of income, a drivers licence, and the car. That’s all you need. If this sounds like a good idea you can find lenders every where. Good Luck.

Can I borrow a hundred dollars?

Monday, December 8th, 2008

This is a question more and more Americans are asking each other and banks around the nation. Increased prices in the US market, job loss, and Christmas are some of the reasons that this question is floating around the neighborhood.

No matter how bad the economy or how bad things are the bills don’t stop coming and debts don’t disappear. Following your budget can be easy until the holiday season rolls around which causes us to step out of our budgets and lead us to look for lenders to borrow money.

Borrowing money from your family and friends is never a good idea. It just leads to awkward situations later on at a family dinner, or a friends party. Borrowing money from banks is definitely less personable but the wait time and hassle far out ways the silents stares at dinner when your electric is getting shut off. Some bank loans can take up to 48 hours to give you the money once all of the paper work has been completed, which can take a long time, and approval can take a while as well. Not too mention if your credit is not perfect chances are your chance of a bail out are slim to none.

That is of course unless you try a Title Loan, which are a great solution for a time of need. Title loans have a turn around time of 15 minutes sometimes and you are walking out the door with the money in your hand. Bad credit is not an issue and there is only a few things you need and you can leave with up to $1500.00 in our pocket!

You need a clear car title, ID, and proof of income you are approved!

There are plenty of Car Title Loan lenders in your area and you can start the process online. Good Luck and Happy holidays

What you need to know about your car title

Sunday, November 30th, 2008

Your care is probably the most important asset you own. It is your trusty steed that takes you everywhere you need to go, and can also get you fast cash by using it as collateral for a loan.

Title loans are loans where you relinquish your car title for a short time until you repay the loan. Although these loans can be helpful, they can also be risky. Your car title establishes that you own your car and it is very important when getting a title loan.

These are some important features of a car title:

1. It is a record of ownership. The DMV gives a car title certificate as a legal record of ownership when you buy your car. It contains your name and address, and important information about your car, such as the brand, model, and date on which you bought it.

2. It has a unique VIN. Your car title contains a unique VIN, (vehicle identification number) that is also attached to the dashboard or engine compartment of your car. Make sure whether the number listed in your title certificate matches the one on your car.

History of your car. Your car title history contains information regarding your car. It lists details regarding the accidents your car has been through and details of claims from insurance companies.

It is crucial for any transactions involving your car. Do not consider buying a car that does not have a proper ownership certificate. If you lose your car title certificate, you can always apply to the DMV for a copy.

What you need to get a title loan

Sunday, November 23rd, 2008

My friend, Jason just purchased his first home. With the economy so bad he figured now was a great time to buy. As we know sometimes the universe has pother plans and the first week he moved in his roof leaked all the way to the first floor and ruined every ounce of carpet he had in the upstairs.

All the money had been spent on new windows and new paint jobs and all of the “face lift” stuff when apparently he should of focused on a new roof. As the carpet mildewed and his paycheck was two weeks away I told him about the option of a title loan to at least fix the leaks in  the roof and get new carpet until he could afford a new roof.

What is a title loan?

A title loan is using your car as collateral for a loan. There is no long wait, a fast turn around, and you don’t need good credit to apply or even get the loan.

Where to get a title loan?

There are many lenders all over the states. You can visit the sites in person but you can also do most of your research at home from the internet.

What documents do you need to apply?

Although you don’t need as much as applying to a bank for a loan there are certain documents you should have ready in hand.

• Car Title: The document issued by the state that proves you are the owner of the vehicle.

• Driver’s license: A driver’s license for proof of identification.

• Proof of income: This is usually a copy of your last paycheck.

• Proof of residence: It serves as a security measure for the lender.

• Vehicle insurance papers: Some lenders may ask for a copy of a vehicle’s insurance papers.

In addition,  you are usually required to hand over an extra set of car keys with the lender. When you receive your loan, you can still drive your car for the duration of the loan. But make sure you follow all guidelines in order to get those extra keys back.