Super Single Mom Blog

I just opened my very first business. I have opened a thrift store. It’s an eco-friendly thrift store where we actually take the clothing that we would usually send to the next good will and up-cycle it into amazing clothing.

I have had no means to start a business. I had nothing for electric, water, or even my business license. So I went and got a title loan so I could the $300 I need to start the business in order to start selling.

This was such a great thing for me. I went to my local lender and took out a $300 title loan. I showed them the clear car title, proof of employment, and of course they appraised the car and Oila I had the money I needed to start my business.

I paid the loan back in the first week and hopefully single mom will have money problems no more.

My state does not offer title loans. But, I have found a way to get one in a different state.

I live in Tallahassee and Georgia is pretty close by. If you go to a website that will direct you to a Georgia title loan lender you can fill out the application online and then drive your car to the nearest lender. Once you get there you can have up to $10,000 in 15 minutes.

This is not just the case for Georgia and Florida you can do this in any state from Texas to Delaware…

If you need fast cash title loans are a great way to get your needs met, and if you are in a state that does not offer them you are now in the loop.

All you need is:

* a valid drivers license
* proof of employment
* Car with a valid drivers license.

My daughter and I were going to the beach and all of a sudden the car started to shake. Thank goodness I had been through this before as I recognized it as a flat tire. I immediatly pulled over.

Unlucky for me my resources are tapped out. I have no one left to borrow from and no money left on my credit cards. But, I do have AAA which everyone should have…what a savior. Also, unlucky for me is I has 2 flat tires.

So I had them tow my car to my local title loan lender and they actually gave me a loan there in less that 30 minutes for the amount I needed to tow the car and get 4 new tires.

Thanks goodness there was an option out there!

Title loans can be useful in a time of need. There is no need to be ashamed or listen to the slander against title loan companies if you are a responsible borrower. If you have a plan to pay back the loan, and you have a job there is no reason that you are not a candidate for a title loan.

Title loans are loans where the title of the car is used for collateral for a loan. These loans have very quick turn around time, and the lender does not care if you have bad credit. You just need a valid drivers liscence, a clear title, an estimate of the car (provided by the lender), and proof of employment and you can get up to half of the Kelly Blue Book value of the car.

It doesn’t matter what city you are in. There are Title loan lenders in every city waiting for you to fill out an application online and come downto the office in your area. This title loan website, Cash 4 You is great because it actually is a directory for the U.S. cities. You can go there and then click on the link for the city you are in and it will direct you to the website for your area.

Check it out you can get a title loan from $300 to $10,000 in 15 minutes. Goood Luck whatever city you are in.

I am working on a big painting job. I have 24 doors to paint at $40 a door (I robbed myself). It sounds like  a lot of money but it is really peanuts for the work. I guess I am starting my own business and I am learning what not to do. Always get a deposit up front.

For some reason I though I would be done in a week. Of course I didn’t expect to get sick either. I have been sick for 2 weeks and made the mistake of not getting a deposit. The peopl are going out of town and I havent finished the job.

What did I do? I got a title loan. I worked with the lender to get the specifications that I needed to pay it back when I get paid and I am home free. It really worked for me. Now if I can throw in a couple upgrades on the job I can pay for the interest.

Title loans really can work.

What is a personal loan? Most of us think of a small loan that is used in times of need, and that is pretty much it! With a personal loan there is usually collateral of some kind and you need to make the decision of what the loan is worth to you. The collateral is the security for the lender to grant the loan.

Title loans are a good example of this. Title loans are personal loans where the borrowers car is used as collateral for the loan. So the lender will keep the title of the car while you repay the loan, even though you can drive it around.

Personal loans given from banks and other types of lenders are different. Banks will grant personal loans to white collar folks, but usually those with bad credit or no credit will have a hard time getting money when they have no money.

Title loans are given to everyone who has a car, and if you have bad credit it makes no difference because the lender for Title loans do not even check. All you need for a title loan is a clear car title, valid drivers licence, proof of income, and the car to inspect. Title loans are very quick to obtain and sometimes you can walk out with cash in hand in 24 hours or less.

If you need a loan for the holidays think about the process very hard before you make any rash decisions. Title loans and all personal loans are useful in a time of need if you have a means to repay the. Good Luck and Happy holidays.

This is a question more and more Americans are asking each other and banks around the nation. Increased prices in the US market, job loss, and Christmas are some of the reasons that this question is floating around the neighborhood.

No matter how bad the economy or how bad things are the bills don’t stop coming and debts don’t disappear. Following your budget can be easy until the holiday season rolls around which causes us to step out of our budgets and lead us to look for lenders to borrow money.

Borrowing money from your family and friends is never a good idea. It just leads to awkward situations later on at a family dinner, or a friends party. Borrowing money from banks is definitely less personable but the wait time and hassle far out ways the silents stares at dinner when your electric is getting shut off. Some bank loans can take up to 48 hours to give you the money once all of the paper work has been completed, which can take a long time, and approval can take a while as well. Not too mention if your credit is not perfect chances are your chance of a bail out are slim to none.

That is of course unless you try a Title Loan, which are a great solution for a time of need. Title loans have a turn around time of 15 minutes sometimes and you are walking out the door with the money in your hand. Bad credit is not an issue and there is only a few things you need and you can leave with up to $1500.00 in our pocket!

You need a clear car title, ID, and proof of income you are approved!

There are plenty of Car Title Loan lenders in your area and you can start the process online. Good Luck and Happy holidays

We live in a society that cannot escape loans. If we all had the money to obtain every thing we wanted than maybe we wouldn’t need loans, but we do. Loans run parallel with ownership and have since the beginning of time. Today we need car loans, school loans, and home loans to name a few modern day loans.

Personal loans are also common today. These loans are for every day use when we need something to get by. For this “frivolous” reasons personal loans tend to have high interest rates, the span of the loan seems to be shorter, and the loan amounts are smaller. The upside is that you can get the cash in your hand in about 24 hours.

A title loan is a loan where the car is used for collateral for the loan. The car remains in the borrowers possession as long as the monthly minimum payment is paid on time. The payments are less and affordable due to the loan amount being lower than other loan types. Bad Credit is not an issue with title loans, but it is imperative to pay back the loan following all guidelines because these loans can quickly turn to a burden rather than a help. Many lenders only require a state issued ID, a clear title, and the vehicle for inspection.

If you are in need of a loan, consider your financial situation and what loan type is suitable for you.

Yes it is possible to save money these days. I know its rough and tough and we are all going through it. Here are some tips for saving money.

Shopping is a necessity and in America it is a way of life. One major way to save money is to do all of your shopping in one trip instead of going and grabbing a few things each time. Stores pay top dollar to have people market you and get you to spend money with subliminal messages, so minimize the exposure. Studies show that when we buy in bulk we tend to not buy the unnecessary stuff. When the receipt has a large number we tend to only purchase what we need. But when we shop in little trips we see the small amount on the receipt and feel that we can just buy this or that, but the little things add up more in the end.

Writing a list is a great way to save money. Once again it helps avoid the marketing messages,  but it also gets you in and out and keeps you focused.

In the event of an emergency don’t dig into your savings. There are alternate options like Payday Loans. These loans are a cash advance or a payday advance. You can take out a loan and pay it back when you get your next paycheck. Payday loans are very easy to get and have a easy application process.

These are some tips that may help lets reach out to each other in hard times like these.